Upgrade your consumer finance activities
Greenlight is a complete digital solution allowing to streamline personal loans to unknown prospects with the use of automatic KYC checks and a powerful scoring and decision based on Open Banking data.
Highlights and key features
Minutes to complete a loan application
Minutes to complete a loan application with increased transformation rates using real-time processes.
Conversation-based experience
Conversation-based experience, instead of form filling hardly any data captured by the customer (form-based also available).
Facial recognition
Facial recognition and validation against documents covers all ID / KYC requirements, as well as AML / PEP checks performed in the background.
Scoring based on real financial behaviour
Scoring based on real financial behaviour from Open Banking avoids the need to collect traditional data.
Document recognition
Document recognition avoids unnecessary data capture by using OCR technology and scoring of documents.
Electronic signature
Electronic signature fully compliant with EU regulations.
Full digital and local requirements
No general regulation covering fully digital contracting of loan contracts exists. Greenlight can be fully tailored to each country’s requirements depending on:
- Credit bureau and other local risk management requirements
- Availability of local databases to obtain and verify address details
- Open Banking implementation levels
- “Wet signature” v digital signature regulation
- KYC requirements (video chat available for countries that require it)
- Cooling off period implemented according to local regulations
- Upload of documents where required
Customer journey
Are you ready to take the next step and lead the Cloud Lending revolution?
Get to know more about TheLoanFactory
