Rethink the way you approach your lending activities and get ahead of your competition by switching to TheLoanFactory

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TheLoanFactory is the first platform:

Multi productAll retail loan and leasing products are covered, including mortgages and SME loans.
Multi-channelRuns on multiple channels such as branch, POS, dealerships, Internet or mobile simultaneously, or independently.
Multi-entityManage multiple business units and entities from a single solution. Reduce administrative overhead and increase efficiency by providing a unified view of your organisation.
Multi languagesEasily deploy new locales when you decide to internationalise or use any of the 10+ languages ready to be used.
Multi regulationSimple configurations driven by business analysts enable speed to market and regulatory compliance.
ISO 27001 certifiedCirceo is certified since 2019.Read our Information security objectives and principles here.

Read our case study with IBM and learn how Circeo can help you transform your business.


Unlock your full potential and focus on what really matters, resolving complex lending problems by using revolutionary digital tools:

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Centralise all lending activities

From origination and decision to account management, servicing and collections.
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Cut IT development costs

Pay-per-use model allowing to significantly reduce IT processing costs, increasing productivity and profit margins.
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Deploy without borders

Fully customisable cloud-ready architecture deployable anywhere in the world on private or hybrid cloud infrastructure.
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Integrate any service

API-enabled platform ready to integrate with any third-party banking system to stream lending processes such as CRM, Core Banking System and more.
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No-code, low-code

Changes are made through configuration instead of programming. Creating a new product, channel, risk strategy, etc. is a matter of minutes.

We understand the challenges FIs face, you settle them with tailor-made solutions

Financial Institutions’ frequent problems

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Different systems

My bank has different systems for different loan products and distribution channels, creating an important complexity and maintenance burden
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Regulation and compliance obligations are so complex and changing that at least 50% of our internal IT resources are backlogged on those topics
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Increasingly cumbersome multi-country management

We have 10 different entities in 10 different countries, requiring 10 different versions of our loan management platform

TheLoanFactory value proposition

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Unique platform

One unique platform for all loan products and all distribution channels. Start on your terms and scale later with smarter implementations
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Compliant by design

Most regulation and compliance topics are managed through configuration, much quicker, easier, cheaper, and freeing the internal IT resources
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Multi-country platform

TheLoanFactory is a unique multi-country platform, the local parameters of each country being managed in a local configuration layer
Do you have any doubts?
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