solutions

Mobile-first solution for POS financing

FlexEz is a BNPL end-to-end solution to transform POS card transactions into instalment revenue generating loans. Pre-enrol customers, define your financing limits, and say goodbye to merchant fees.

Powered by TheLoanFactory
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flexez

Main features

Cardholder enrolment

Cardholder enrolment establishing credit limit, affordability, and contract signing.

Simple to use

Simple to use through a mobile app / or a mobile web browser.

Works with any existing

Works with any existing debit, charge or pre-paid card, plastic, virtual or mobile.

Retailer is not involved

Retailer is not involved in the repayment options. No commission is due to the merchant.

Full end-to-end

Full end-to-end process managed by TheLoanFactory.

Generating loans from card transactions, two BNPL options

local requirements
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3x, 4x

In most EU countries loans of up to 3 months are exempted from complying with the Consumer Credit Regulation and can have a simplified process.
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Nx instalment loans

No duration limitation beyond your bank’s risk criteria. Initial on boarding/selection: underwriting, credit limit setting and affordability criteria, provision of supporting documents, contract signature, etc.

Customer journey

Are you ready to take the next step and lead the Cloud Lending revolution?

Get to know more about TheLoanFactory